You may be new to Medicare coverage or already have a plan. Our goal is to make sure you have a clear understanding of how Original Medicare works with other Medicare plan options so you can choose the plan that best fits your healthcare needs.
Original Medicare is health coverage managed by the federal government. Original Medicare consists of Part A and Part B. You may choose to have only Part A or Part B, but most people choose to have both. Generally, there’s a cost for each service.
Part A covers
Part B covers
Sometimes referred to as Part C, Medicare Advantage plans are health plans provided by private insurance companies. And they must be approved by Original Medicare. These plans can offer a great variety of additional benefits, and for low or no monthly premiums.
A typical Medicare Advantage plan includes Part A and Part B. Some even include Part D, which is prescription drug coverage. Additional benefits may include:
Medicare plans have what is called an Annual Enrollment Period (AEP). This is the time of year when you’re allowed to shop for Medicare Advantage plans. There are rules for when you can select a plan and for how often you can change a plan you currently have.
Basically, to join a Clarion Health Medicare Advantage plan, you need to:
In addition, you cannot have End-Stage Renal Disease, except under certain circumstances.